Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. 9 Facts About Social Security There are things about Social Security that might surprise you. Saving for Retirement This calculator can help you estimate how much you may need to save for retirement.